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Compare San Diego Electricity Rates and Plans
(January 2026)
The cheapest rate on Gatby's marketplace is 15 cents which is 14% less than the average electricity rate in San Diego in January 2026.
Last Updated: January 23, 2026
Save up to $800 by comparing rates from the top 25+ electricity providers
Cheapest electricity plans in San Diego
Using Gatby’s electricity marketplace, we determined that the lowest rate in January for homeowners was 15 cents per kilowatt-hour for usage of 1,000 kWh, which is the standard home size. If you are looking for cheap electricity plans in San Diego, see below for different options.
Note that unlike the stable plan table of rates further down, the plans below include bill credit and time-of-use plans so you will want to make sure your home electricity usage lines up with the plan so you don’t have any surprise bills.
Main Takeaways
The lowest residential electricity rate in San Diego is 15¢ ($0.150) and the average rate is 17.11¢ at 1,000 kWh.
Compare cheap electricity in San Diego from trusted electricity companies by entering your address.
Use your power to choose your electricity provider by comparing plans on Gatby.
Explore the cheapest electricity plans in San Diego
Using Gatby’s electricity marketplace, we determined that the lowest rate in January for homeowners was 15 cents per kilowatt-hour
| Provider | Rate | Term Length |
|---|---|---|
 | 15.0 ¢ 1000 kWh | 12 mo |
| | 15.2 ¢ 1000 kWh | 24 mo |
 | 15.5 ¢ 1000 kWh | 12 mo |
 | 15.9 ¢ 1000 kWh | 6 mo |
| | 15.9 ¢ 1000 kWh | 6 mo |
| | 15.9 ¢ 1000 kWh | 12 mo |
 | 15.9 ¢ 1000 kWh | 6 mo |
| | 16.0 ¢ 1000 kWh | 14 mo |
| | 16.1 ¢ 1000 kWh | 24 mo |
| | 16.1 ¢ 1000 kWh | 12 mo |
Please note: All rates above are accurate as of 1/23/2026 for ZIP Codes 78384, 78332. Rates may have changed since this date. For the most up to date rates in your area, please enter your address above.
Your rate is the amount you pay per unit of electricity you use. Your electricity rate will be measured in kilowatt-hours (kWh). To calculate your electricity bill, you'll multiply your rate by your usage.
Compare electricity rates in San Diego for different usage amounts
If you’ve ever wondered how much electricity should cost for your household, you’re in good company. Different plans make sense for different people depending on the size of their home and their monthly usage. Here are the best electricity plans in San Diego depending on how much electricity you expect to use:
Apartment
< 1000 sqft
500 kWh
Champion Energy - Champ Silver-24
15.2 ¢
Direct Energy - Live Brighter Lite 12
15.8 ¢
APG&E - True Classic 6
16.2 ¢
Rhythm Energy - Simply Select 6
16.2 ¢
Atlantex Power - Luminous
16.3 ¢
Ohm Connect - Ohm Simple Value 12
16.7 ¢
ResidentShield Power - No Deposit 12
17.0 ¢
Discount Power - Essential Saver 12
17.2 ¢
Cirro Energy - Simple Advantage 24
17.2 ¢
Payless Power - 6 Month - prepaid
18.4 ¢
Small Home
1000 - 2000 sqft
1,000 kWh
Champion Energy - Champ Silver-24
14.9 ¢
Direct Energy - Live Brighter Lite 12
15.5 ¢
Rhythm Energy - Simply Select 6
15.9 ¢
APG&E - True Classic 6
15.9 ¢
Atlantex Power - Luminous
15.9 ¢
Ohm Connect - Ohm Simple Value 12
16.4 ¢
ResidentShield Power - No Deposit 12
16.7 ¢
Discount Power - Wise Buy Basic 24 Online
16.7 ¢
Cirro Energy - Simple Advantage 24
16.9 ¢
4Change Energy - One Rate 12
18.1 ¢
Large Home
2000+ sqft
2,000 kWh
Champion Energy - Champ Silver-24
14.7 ¢
Direct Energy - Bright Secure 12
15.4 ¢
APG&E - True Classic 6
15.7 ¢
Rhythm Energy - Simply Select 6
15.7 ¢
Atlantex Power - Luminous
15.8 ¢
Ohm Connect - Ohm Simple Value 12
16.2 ¢
Discount Power - Wise Buy Basic 24 Online
16.5 ¢
ResidentShield Power - No Deposit 12
16.5 ¢
Cirro Energy - Simple Advantage 24
16.7 ¢
Payless Power - 6 Month - prepaid
16.9 ¢
A kilowatt hour (kWh) is a unit of measurement that details how much energy you use over time. Electric companies charge you based on your energy rate multiplied by the number of kilowatt-hours used. That’s why you’ll see San Diego’s average energy rate stated as 17.11¢/kWh.
Types of electricity plans in San Diego
For consumers that want to filter out any usage specific plans and focus solely on stable and predictable bills, check out the plans below.
Fixed-Rate Energy Plans
With fixed-rate plans, you'll be paying the same rate for every kilowatt-hour of power you use during your electricity contract. It's a straightforward and predictable way to manage your energy costs. Contracts usually range from one to three years. So, here's the deal: if you decide to cancel your plan before your contract is up, you might end up having to pay something called an early termination fee (ETF). One great thing about fixed-rate plans is that the price you pay for energy stays the same, which means you don't have to worry about sudden increases in the market.
| Provider | Rate | Term Length |
|---|---|---|
| | 15.0 ¢ 1000 kWh | 12 mo |
| | 15.2 ¢ 1000 kWh | 24 mo |
| | 15.5 ¢ 1000 kWh | 12 mo |
| | 15.9 ¢ 1000 kWh | 6 mo |
| | 15.9 ¢ 1000 kWh | 6 mo |
| | 15.9 ¢ 1000 kWh | 12 mo |
| | 15.9 ¢ 1000 kWh | 6 mo |
| | 16.0 ¢ 1000 kWh | 14 mo |
| | 16.1 ¢ 1000 kWh | 24 mo |
| | 16.1 ¢ 1000 kWh | 12 mo |
Variable-Rate Energy Plans
Variable-rate plans: Variable-rate plans work by adjusting your monthly electricity rate according to the current wholesale electric prices. This means that your rate can go up or down depending on the market conditions. You don't need to sign a contract for this plan type. You can easily switch electric plans in San Diego whenever you want. Just so you know, with variable-rate plans, the cost of electricity can go up during times when there's a high demand for it. This is because when demand is high, the wholesale cost of electricity also increases.
| Provider | Rate | Term Length |
|---|---|---|
 | 20.1 ¢ 1000 kWh | 1 mo |
| | 15.3 ¢ 1000 kWh | 12 mo |
| | 16.3 ¢ 1000 kWh | 12 mo |
| | 16.2 ¢ 1000 kWh | 12 mo |
| | 16.5 ¢ 1000 kWh | 12 mo |
| | 20.1 ¢ 1000 kWh | 1 mo |
| | 16.2 ¢ 1000 kWh | 12 mo |
| | 15.2 ¢ 1000 kWh | 12 mo |
| | 16.1 ¢ 1000 kWh | 12 mo |
| | 16.4 ¢ 1000 kWh | 12 mo |
Renewable electricity plans in San Diego
Renewable energy plans: Every electricity plan you come across in Texas will include a certain percentage of green energy. Pretty cool, right? It can differ depending on the company and the specific package you choose. There are certain electricity providers, such as Rhythm, Ohm Connect, and Champion that only offer green energy plans. This means that all the electricity they provide comes from renewable sources, which is great for the environment.
| Provider | Rate | Term Length |
|---|---|---|
 | 19.5 ¢ 1000 kWh | 12 mo |
| | 16.8 ¢ 1000 kWh | 36 mo |
| | 16.7 ¢ 1000 kWh | 24 mo |
| | 18.9 ¢ 1000 kWh | 36 mo |
| | 18.9 ¢ 1000 kWh | 36 mo |
| | 19.5 ¢ 1000 kWh | 24 mo |
| | 16.3 ¢ 1000 kWh | 6 mo |
| | 16.7 ¢ 1000 kWh | 12 mo |
| | 19.5 ¢ 1000 kWh | 24 mo |
| | 19.5 ¢ 1000 kWh | 12 mo |
No-deposit electricity plans in San Diego
No deposit plans: Before providing service to a residence or place of business, certain San Diego-based electricity providers demand a deposit. If you want to skip the hassle of paying a deposit, you can check out electricity companies in that offer no-deposit plans, like prepaid options. With prepaid plans, you can pay for your electricity ahead of time and easily add more funds to your account whenever you need to. They are also useful for consumers that don’t have a social security number.
| Provider | Rate | Term Length |
|---|---|---|
 | 18.4 ¢ 1000 kWh | 6 mo |
| | 19.1 ¢ 1000 kWh | 12 mo |
Time of Use Electricity Plans
Time-of-use plans: Time-of-use plans are a type of electricity plan where customers have rates that change depending on when they use electricity. So, if you're enrolled in a time-of-use plan, the rates you pay for electricity will vary depending on the time of day you use it. It's like having different prices for electricity during different times of the day. If you plan your activities during off-peak times, like late nights, weekends, and holidays, you can score lower rates. But here's the thing: if you happen to use a ton of energy during the daytime and on weekdays, you might end up paying higher rates.
Types of Electricity Plans in Houston
Gatby Electricity Shopping Tip 🤓
Since time of use and bill credit plans have the cheapest prices, does that really mean you'll have the lowest energy bills? It's kind of a mixed bag. Some of the lowest rates come with bill credits or specific usage times that may not work for everyone in San Diego. Following strict usage times or meeting specific kilowatt-hour requirements might save you money, but they could also lead to unexpectedly high bills if you don't meet those conditions.
Bill Credit Plans
Bill credit plans are designed to provide credits on your monthly energy bill if your energy usage falls within a specified range. These plans are promoted as offering low rates specifically forSan Diego homes. However, it's important to note that they can potentially result in unexpectedly high bills if your energy consumption does not align with the specific bill credit requirements.
San Diego gives you the power to choose your electricity
Looking for the best electricity plan in San Diego? Take advantage of Texas's deregulated energy market and choose Gatby to easily compare electricity providers and find the right plan for you. Enter your address to get started and explore your options today.
Who is My Electric Utility Company in San Diego?
Your local utility is responsible for transmitting, connecting and disconnecting electricity to your home and reading and maintaining your home's electric meter. The utility also maintains the lines and other equipment used to transmit electricity.
While you have a choice in who you buy electricity from, you cannot choose the company that transmits and delivers electricity to your home.
If you live in San Diego, there's a good chance that AEP Texas Central is your utility company.
How to use Gatby to switch electricity providers in San Diego
With Gatby, switching electricity providers has never been easier. Enjoy the convenience and savings with these simple steps:
Move to a New Service Address
Need lights on before your move? If you're moving to a new home in San Diego, see below for some Gatby tips.
- If you're getting ready to move to a new place in San Diego, it's super important to think about your energy provider early on. You should start looking for a new energy provider at least a month before your move. That way, you'll have plenty of time to check out different companies, pick the best plan for you, and sign up without feeling rushed.
- When it's time to cancel your current energy plan, just be aware that there might be an Early Termination Fee (ETF). But don't worry! Even if there's a fee, switching to a new plan with lower rates could still save you money in the long run. You can figure out if paying the ETF is worth it by calculating potential monthly bill savings. And guess what? You will not have to pay an ETF if you're moving to another service address, moving out of your provider's service area or if you end your plan within two weeks of your contract's end date.
- If your move is still within your current provider's service area, you have the option to transfer your plan to your new home without any extra cost. This smooth transfer can help you keep your energy service consistent during the moving process.
Switching Providers in San Diego
Even if you're not planning on moving, it can be highly advantageous to reassess and potentially switch energy providers. The Texas energy market is incredibly unpredictable, leading to significant and frequent price variations. As a result, a rate that initially seemed favorable may no longer be so attractive.
Surprisingly, many residents of San Diego do not regularly explore alternative energy providers, despite the potential for cost savings. Changing to a different provider is a great strategy for Texans to potentially reduce their energy expenses. The key lies in selecting the most suitable plan and provider to meet your specific electricity requirements.
Additionally, securing a low electricity rate now can offer protection against potential future rate hikes. If your current energy contract is approaching its end, it's advisable to review your energy rate and compare it with the current prices offered by other suppliers. You might find that your current electric company now offers more competitive rates than when you originally signed up.
- If you want lower rates, consider a longer-term plan:Variable-rate plans may offer low rates occasionally, but you are exposed to price hikes – especially during summer. A fixed-rate plan locks your rate for the entire contract term.
- Read the Electricity Facts Label (EFL), not only the advertised rates:Electricity providers are legally required to provide an Electricity Facts Label (EFL) for each plan, which is a document with detailed pricing information. By reading the EFLs, you can rule out any plans with hidden fees or unfavorable contract terms.
- Consider your monthly consumption when comparing energy plans:Electricity plans show the average rate paid at 500 kWh, 1,000 kWh and 2,000 kWh per month. Make sure you are comparing rates at your consumption level since prices vary.
How to choose the best electricity plan for your home in San Diego
Here are some essential things to think about when choosing an energy plan for your home:
Understand Your Needs:
It's essential to know how much electricity you use every month, the size of your home, and how your heating and cooling costs affect your electricity use in different seasons. You can check your old electricity bills to find this information. Knowing your electricity needs is crucial because your electricity bill is based on how much power you consume, and not every plan calculates different levels of electricity use in the same way. For example, some plans may offer discounts that apply after the first 1,500 kWh. If you only use 1,000 kWh per month, you won't save money. Similarly, if you have a large home and use over 2,000 kWh every month, a plan intended for a small apartment might result in a high bill.
Decide on the Length of Service:
Electricity service is available in several contract lengths, such as month-to-month, 6-month, 12-month, 18-month, 24-month, and 36-month terms, and sometimes even longer. Consider your needs and plans when choosing a contract length. If you own your home and don't plan on moving, you might benefit from lower rates offered by a longer contract. However, if your needs only extend six months, you don't want to sign a more extended contract and end up paying early termination fees.
Consider Renewable Energy:
If using renewable energy is a priority for you, you can sign up for a plan from a provider that offers clean, green energy. Read the plan details carefully to ensure the fine print matches the headlines.
Understand Fixed and Variable Rates:
When shopping for electricity plans, you'll come across fixed-rate and variable-rate contracts. Fixed rates remain the same regardless of external factors, while variable rates may change based on different conditions. Consider your lifestyle and electricity usage to determine if a fixed-rate or variable-rate plan suits you best.
Read the Electricity Facts Label:
It's super important to understand the Electricity Facts Label (EFL) to avoid any unexpected charges on your electricity bill. The EFL contains crucial details about your electricity plan, such as contract length, use of renewable resources, billing specifics, and potential fees. Before you sign up for a plan, make sure to carefully review the EFL to fully understand the terms. Pay close attention to the early termination fee, as it could end up costing you a lot. If you have any questions, reach out to the company's customer support for clarification. Also, keep track of when your electricity plan expires so you have enough time to find a new plan before the current one ends or automatically renews without you realizing.
San Diego Electricity Rate Histories and Pricing Trends
As of January 23, 2026 the average San Diego electricity rate of 17.11 cents per kilowatt hour at 1,000 kWh.
6 months
15.56 ¢/kWh
9 months
15.28 ¢/kWh
12 months
18.80 ¢/kWh
14 months
17.15 ¢/kWh
18 months
19.26 ¢/kWh
24 months
18.94 ¢/kWh
36 months
18.28 ¢/kWh
Why Go With Gatby
Gatby is a free, easy-to-use electricity marketplace that empowers renters and homeowners to compare hundreds of transparent, fixed-rate plans in under five minutes— no gimmicks, no hidden fees.
Since we were founded, we've focused on bringing power back to the people. From upfront pricing to Autopilot and exclusive Group Rates™, Gatby puts control and savings back in your hands.